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Do I Need Credit To Buy A Car. Whether you need a single vehicle to travel and meet with clients, a work truck to transport equipment to job sites, or a fleet of vehicles for delivery, purchasing a vehicle for business is slightly different than when you buy a car for personal use. According to experian, the average score for someone financing a used car.
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Typically, you don't need credit to buy a car with cash. So, what credit score do you need to buy a car? And the lower it is, the more you’re likely to pay.
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Your credit score affects the interest rate you’ll get when applying for a car loan. If your credit score is very poor—less than 450—then you may not be able to get a car loan. In short, you’ll probably get a better interest rate if your score is over 661. So, what credit score do you need to buy a car?