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How To Buy A House Reddit. First, you’ll need to be ready to be a homeowner and set a budget. Here’s how to estimate each:
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It's better to give up expected investment return to have the money available when you want to buy your house than to miss out because you invested too aggressively, or your money is not liquid. Buying a house is one of the biggest and most exciting purchases in your lifetime. Most lenders will require you to buy pmi — which protects the lender in case you default on your loan — if your down payment is less than 20% of the purchase price of your home.
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It's better to give up expected investment return to have the money available when you want to buy your house than to miss out because you invested too aggressively, or your money is not liquid. The cost is a percentage of the home’s purchase price. The rule of thumb is to borrow up to 3x your income, which includes everything, including your mortgage, student loans, credit cards, etc. Buying a house with a friend:
