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How To Start Buying A House. First, you’ll need to be ready to be a homeowner and set a budget. Though many people believe they need a 20% down payment to buy a home, it’s actually possible to buy a house with as little as 3% down.
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According to zillow research, about half of buyers searched for less than three months, but 13% shopped for seven months to a year. This deposit is refundable up to the signing of the contract for sale (see below). Next, you’ll work with a lender to get preapproved for a mortgage.
The golden rule of real estate investing still applies: Take a rental property that costs $100,000 to buy. Buying a home involves finding the property, securing financing, making an offer, getting a home inspection, and closing on the purchase. Here's a checklist of everything you should do to get your ducks in a row.
